Target 20% returns on 1.5Lakhs in next 6 months - 1 year timeframe

[shk161]

Hi Guys,

I am planning to invest around 1.5 Lakhs in Small cap and Big cap funds.

I have been investing in ELSS funds in past but now thinking of jumping to extend my limits and risk appetite :clap: and looking for your reviews.

I have done my basic homework and my picks are given below.I am seriously looking for insight and review and if you think i should modify something feel free to comment.:thumb:

1. SBI Blue Chip Fund (G) - 15 thousand
2. Kotak Select Focus Fund - Regular Plan (G) - 15 thousand
3. Mirae Asset Emerging Bluechip Fund (G) - 10 thousand
4. Franklin India Smaller Companies Fund (G) - 20 thousand
5. DSP BlackRock Micro Cap Fund - Regular Plan (G) - 20 thousand
6. Mirae Asset Emerging Bluechip Fund (G) - 20 thousand
7. SBI Magnum Midcap Fund (G) - 10 thousand

KINDLY HELP SENIORS,SURE WON'T TAKE MORE THAN 15 MINS FOR YOU TO REVIEW :rofl:


Thanks

 

[Subhadip]

Hi Guys,

I am planning to invest around 1.5 Lakhs in Small cap and Big cap funds.

I have been investing in ELSS funds in past but now thinking of jumping to extend my limits and risk appetite :clap: and looking for your reviews.

I have done my basic homework and my picks are given below.I am seriously looking for insight and review and if you think i should modify something feel free to comment.:thumb:

1. SBI Blue Chip Fund (G) - 15 thousand
2. Kotak Select Focus Fund - Regular Plan (G) - 15 thousand
3. Mirae Asset Emerging Bluechip Fund (G) - 10 thousand
4. Franklin India Smaller Companies Fund (G) - 20 thousand
5. DSP BlackRock Micro Cap Fund - Regular Plan (G) - 20 thousand
6. Mirae Asset Emerging Bluechip Fund (G) - 20 thousand
7. SBI Magnum Midcap Fund (G) - 10 thousand

KINDLY HELP SENIORS,SURE WON'T TAKE MORE THAN 15 MINS FOR YOU TO REVIEW :rofl:


Thanks

Two SBI fund is kindly strange to me. Please review. Also no HDFC fund or IDFC fund?

 

[shk161]

Two SBI fund is kindly strange to me. Please review. Also no HDFC fund or IDFC fund?

Thanks for the response Subhadip sir :thumb:

About the two SBI funds one is Large Cap and another is Mid Cap and the portfolio and sector allocation for both of them are different.I am open to your comments on it it will be helpful for me.

SBI Blue Chip

Sector %age

• Banking/Finance 21.59
• Pharmaceuticals 11.11
• Automotive 9.44
• Technology 8.28
• Oil & Gas 6.73
• Engineering 5.53

SBI Magnum Midcap Fund (G)

Sector %age

• Pharmaceuticals 15.70
• Engineering 14.06
• Banking/Finance 13.27
• Chemicals 8.53
• Cement 6.95
• Services 5.98

Both of these are having good returns in past and have been ranked one in their category

I did not get anything in HDFC and IDFC in top performing funds.Could you please suggest so that i can review there performance in past.

Thanks

 

[Subhadip]

Thanks for the response Subhadip sir :thumb:

About the two SBI funds one is Large Cap and another is Mid Cap and the portfolio and sector allocation for both of them are different.I am open to your comments on it it will be helpful for me.

SBI Blue Chip

Sector %age

• Banking/Finance 21.59
• Pharmaceuticals 11.11
• Automotive 9.44
• Technology 8.28
• Oil & Gas 6.73
• Engineering 5.53

SBI Magnum Midcap Fund (G)

Sector %age

• Pharmaceuticals 15.70
• Engineering 14.06
• Banking/Finance 13.27
• Chemicals 8.53
• Cement 6.95
• Services 5.98

Both of these are having good returns in past and have been ranked one in their category

I did not get anything in HDFC and IDFC in top performing funds.Could you please suggest so that i can review there performance in past.

Thanks

Ok great. Good home work.

Now one more question.

U have selected seven fund.

Go to each fund and see the stocks which are common in top five holding of each fund.

Then by analysing that close down four fund.

So keep four fund in open. Sip in that four funds and do not see result in next six months.

One more thing. Market is in top now. Be careful. Two months back this investment would have been great. But now a slight worry if it would have been investment in top. Rather keep money in liquid fund now. Wait for two months or trend to go down. Then start investing.

Just my view. Please do your home work and continue the hard work.

 

[suri112000]

Present PE is around 23.62. Is it right time to invest?

 

[shk161]

Great point Subhadip Sir,


Even i have the same thing in my mind,So I will just sit back and wait for the right time.Actually in urgent need of funds after six months was thinking to get some good returns.


But the best is to closely observe and wait for the market to go down and invest.I did the same with AXIS long term equity ELSS invested at the wrong time the whole next year it took to recover from that drop and if it the nav is increasing also because of that wrong timing not getting much profits.


Thanks,will respond to your other points soon

 

[shk161]

Present PE is around 23.62. Is it right time to invest?

Sir, Can you please invest some time in briefly explaining or giving me the link to understand what is PE and how to analyze it.

 

[shk161]

Ok great. Good home work.


One more thing. Market is in top now. Be careful. Two months back this investment would have been great. But now a slight worry if it would have been investment in top. Rather keep money in liquid fund now. Wait for two months or trend to go down. Then start investing.

Just my view. Please do your home work and continue the hard work.

Okay so was lil busy but have time to respond to each points.I would definitely try to drop it down to 4 funds.


I will wait,can you please help me with some links to analyze index for some research.

 

[shk161]

Would any other senior member would respond?and review the below

SBI Blue Chip Fund (G) - 15 thousand
Kotak Select Focus Fund - Regular Plan (G) - 15 thousand
Mirae Asset Emerging Bluechip Fund (G) - 10 thousand
Franklin India Smaller Companies Fund (G) - 20 thousand
DSP BlackRock Micro Cap Fund - Regular Plan (G) - 20 thousand
Mirae Asset Emerging Bluechip Fund (G) - 20 thousand
SBI Magnum Midcap Fund (G) - 10 thousand

 

[blueninja]

Present PE is around 23.62. Is it right time to invest?

There is no right or wrong time .

When the pe level is high invest more in debt funds ratio need to be 60% equity and 40%

When it goes beyond invest 24>PE .. Invest 90% in debt and remind in equit