Best Mutual Fund

[ksr00551]

ok
if you can sleep well at night when the market is down 40 % ( for 2 years) these are few MF where you could do 5K per MF per month. these are moderately aggressive onces with lots of midcap stocks
Reliance growth
IDFC Imperial Equity
DSPBR Equity
HDFC Top 200
Kotak Opportunities
Sundaram BNP Paribas S.M.I.L.E.
Magnum Contra


if you feel uneasy over when the market is down 40 % ( for 2 years) these are few MF where you could do 5K per MF per month. these are large cap MF
HDFC Top 200
Franklin prima plus
HDFC equity
Fidelity Equity
Birla Sun Life Equity


if you feel that protection of money is utmost important ( these are few MF where you could do 5K per MF per month. these are more debt component MFs
HDFC Prudence
Reliance Regular Savings Balanced
Birla Sun Life 95
HDFC Multiple Yield
Tata Balanced

althou i am a MF freak, i cannot be classified to be a MF expert. so you may want others to give you input too.

regards

 

[abigbull]

Hello Experts .
Need ur advice regarding the MF that is had bought in the past out of ignorance .
JM Basic fund (Growth) - is at 50% Loss bought on Sep 07
Relaince Divsrfd Power sector (Growth ) is at 4% Loss bought on Nov 07 .
where in i checked in Moneycontrol.com that for the last one yr the performance was
JM Basic fund = -19%
Reliance Divsrfd Power sector = +22 %

Now what shld i do , sell the JM fund and switch incurring a loss or stay with JM so that may be in future it will break even or sell both the funds and swith to some other fund in that case which fund .
I am aiming for good returns + resonable amount of safety for my savings in any MF.

 

[vijay_68]

thanks... for the wise suggestion....

vijay:clapping:

 

[ksr00551]

Hello Experts .
Need ur advice regarding the MF that is had bought in the past out of ignorance .
JM Basic fund (Growth) - is at 50% Loss bought on Sep 07
Relaince Divsrfd Power sector (Growth ) is at 4% Loss bought on Nov 07 .
where in i checked in Moneycontrol.com that for the last one yr the performance was
JM Basic fund = -19%
Reliance Divsrfd Power sector = +22 %

Now what shld i do , sell the JM fund and switch incurring a loss or stay with JM so that may be in future it will break even or sell both the funds and swith to some other fund in that case which fund .
I am aiming for good returns + resonable amount of safety for my savings in any MF.

first question. did you buy at a lumpsum or did a SIP since Sep 07 and Nov 2007.
2nd question. what is your risk category. 4 possible options
1. ok if the market does not improve in the next 3 years.
2. worried if market does not improve within the next year,
3. this is my first investment in stock market.
4. i borrowed money to invest


regards

 

[mrindia]

If someone want to invest in MF the best way is SIP with that u will get an average of mkt and whenever u are above that avg u r in profit:thumb:
If u want to invest 25k put a SIP and deposit 19k in bank FD for six mnth
after six mnth take out 6k and invest 13k in FD and so on u will get double benefit hope i m not blundering here

One may go 4 STP to serve this purpose
mr india