General Trading Chat

amitrandive

Well-Known Member
boss, mutual funds are not static either - check their annualized returns. SIP and hold for 10 years - then they will give decent returns in line with growth.

The predictions are useless yes, but take this simple prediction instead - Sensex will give long term return in line with GDP+inflation ( nominal GDP). Since MF easily beat Sensex, they will do better. No tension, when we think in this way.
Sirji

Also depends on market conditions and the time of your SIP.

As in individual stocks , your entry timing is very important in SIP's along with the market trend.

 

ap*

Well-Known Member
I guess a long trade was possible above day's high, wasn't it?

Though my breakeven SL taken away in the retracement.
Yup, precisely. Bank Nifty seems like its gearing up for a good move. Should test 16000 today. IF it closes above 15800 can see the banks firing on all cylinders from tomorrow.
 
Sirji

Also depends on market conditions and the time of your SIP.

As in individual stocks , your entry timing is very important in SIP's along with the market trend.

yes, so when those SIP returns are looking bad, when Equity returns are looking bad vs debt, that is good time to keep investing.

We can always pick and choose worst start-to-end moments. This is the worst that has happened in last 2-3 decades. You are looking at returns from the height of optimism to height of pessimism. In this case, just wait for 5 more years. And these will be rare vs normal times. There will be 1000s of other points vs 2 that give better returns. There is no guarantee in Equity.

Moreover, this is sensex returns - Not Mutual Funds. They do better in India.

If you spread SIP investment over 2-3 years, generally, you will have captured enough of a market cycle to get good returns. Most of the time, SIP timing is no so important. On top of that, invest more when market capitulates. As long as India grows long term, we will be ok.
 

amitrandive

Well-Known Member
yes, so when those SIP returns are looking bad, when Equity returns are looking bad vs debt, that is good time to keep investing.

We can always pick and choose worst start-to-end moments. This is the worst that has happened in last 2-3 decades. You are looking at returns from the height of optimism to height of pessimism. In this case, just wait for 5 more years. And these will be rare vs normal times. There will be 1000s of other points vs 2 that give better returns. There is no guarantee in Equity.

Moreover, this is sensex returns - Not Mutual Funds. They do better in India.

If you spread SIP investment over 2-3 years, generally, you will have captured enough of a market cycle to get good returns. Most of the time, SIP timing is no so important. On top of that, invest more when market capitulates. As long as India grows long term, we will be ok.
FYI , a screenshot of the best performing mutual funds in large cap.

Not a very great returns to boast of,post tax and post inflation.

Although its much better if we invest than not be invested at all.


Also mutual funds SIP are very good investment vehicles for those who are interested in investing in the markets but do not have either the time or expertise for analysis.

 
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