Portfolio Review

Hello!
Of course u can taste equity exposure.
Go via SIP. You may do ur own research according to ur risk-appetite. My sugesstion will be as:

Put 3K in one of:
HDFC Top200
DSP ML Top100
Kotak30
Birla SL Frontline equity
Sundaram Sel Focus

2K in Rel Gr

2K in Magnum Contra

Happy investing
mr india

Thanks, Should i invest more money in reliance ? If yes, through SIP or Lumpsum ?

Can you answer the other query too. EDIT: Copied pasted for your convenience.


"I am very well sufficed with enough PPFs, ULIPs and Insurance plans with me. But know i would like to invest around 6-8K (monthly) on 2-3 different MF with pure equity in mind. Can you recommend some ?"
 
hi!

I have an asset allocation for equity:debt 65:35
Now I am having SIP running.
But Once this bear phase finish and Bull Run comes actually is it a good idea to redeem to book profits by transfering funds from equity to debt fund as a bear phase will be waiting after a bull run and that can erode all the gains....like what happened to many of us this time. and then sit in debt funds till bear phase settle market to the lows and then we again start deploy money through fresh SIp in same funds.
Can you guys share your strategy???? I have seen in one segment that Vicky has written, not to trade with Mutual fund, but can you give some tips to save money from eroding out

Regards,
George
 
hi!

I have an asset allocation for equity:debt 65:35
Now I am having SIP running.
But Once this bear phase finish and Bull Run comes actually is it a good idea to redeem to book profits by transfering funds from equity to debt fund as a bear phase will be waiting after a bull run and that can erode all the gains....like what happened to many of us this time. and then sit in debt funds till bear phase settle market to the lows and then we again start deploy money through fresh SIp in same funds.
Can you guys share your strategy???? I have seen in one segment that Vicky has written, not to trade with Mutual fund, but can you give some tips to save money from eroding out

Regards,
George

If you try to maintain your ratio of equity:debt to 65:35, you will lose less.

When your equity part gains, your ratio will change, if you maintain your ratio by booking profits in some of the equity and invest in debt, you haven't lost much when compared to keeping the ratio getting changed.

This is kind of balanced fund ..fundaa.

HAppy investing..
Raj
 
hi!
Where to invest rs 10K per month.
a return of nearly 18% for a min. period of 3-5 years.
can any one guide me.
Regards
Vinod

upto 15% retunrs is nominal, 18% may be possible but a little more optimistic; you never know looking at the valuations available now, it looks like a possibility too.

for 10k,

I would choose two Large Cap funds, one Vanilla Fund (Mixed Cap) and invest in the ratio of 35:35:30

Yes, make sure you have some investments in fixed return investments too.

Happy investing

Raj.
 
Dear Sirs,

I am giving my portfolio along with the amount deposited in each Fund. I have started investing in this January 2008 [when sensex was at peak]. Kindly advise what should i do.


Reliance Natural Resources Fund G 100,000
Reliance Growth-G 50,000

ICICI Prudential Fusion Fund - Series III - R -G 50,000
HDFC Infrastructure Fund - Growth 50,000
Rel. Diversified Power Sector –RGP-G 20,000
Rel. Vision Fund RP-G 15000
Rel. Banking Fund GP – G 20000
Sundaram BNP Paribas 30,000
Kotak Mahindra 30,000
Reliance Growth-G 40,000
IFD ICICI Prudential Infrastructure Fund -
Dividend- Reinvest Dividend 40,000

Thanks in advance

Kaushal
 
Dear Sirs,

I am giving my portfolio along with the amount deposited in each Fund. I have started investing in this January 2008 [when sensex was at peak]. Kindly advise what should i do.


Reliance Natural Resources Fund G 100,000
Reliance Growth-G 50,000

ICICI Prudential Fusion Fund - Series III - R -G 50,000
HDFC Infrastructure Fund - Growth 50,000
Rel. Diversified Power Sector RGP-G 20,000
Rel. Vision Fund RP-G 15000
Rel. Banking Fund GP G 20000
Sundaram BNP Paribas 30,000
Kotak Mahindra 30,000
Reliance Growth-G 40,000
IFD ICICI Prudential Infrastructure Fund -
Dividend- Reinvest Dividend 40,000

Thanks in advance

Kaushal
Are these investments made in lumpsum or by SIP?
Which fund in DUndaram BNP Paribas?

By first look, you have got some good funds and mostly sector oriented funds.
Try not to invest in future more than 10% in sector funds. Diversified funds are better any time.
 
After this crash I have learnt that index funds can be a very good pick in a portfolio. Maybe the to 50 companies are well researched that gooing forward it could be difficult for large cap funds to beat the index consistantly.
 
Thanks RAj ji,

it is Sundaram Select Focus - RP (G) in which i had put 30000.

All the above i have made lump sum investments.

I started my investment when the sensex was at the peak i.e. in Jan this year. Do you think i should do something or leave the funds as it is.

Thanx