If investement in stocks takes time - planning to part my fund as per your suggestion above.........
Guess its wise to wait - election next year - chances stocks might fall much deeper.
Ur views Amit - and also on bond and ultra bond would be appreciated
do not know why my PM option is not available - else would have communicated via PM
Bonds have two problems..
1) They are losing value... a short term correction/loss
2) For Short term bonds, whatever profit you get is subject to IT, without indexation.
But FD have only one problem the second one... so I am a little unsure as to what one must do to park money in the short term (<1yr). I have put my fund in FD and am little reluctant to switch.
You'd be better off consulting an expert in Bonds. Just don't talk to banks or brokers... they will not let you off the hook easily... I made that mistake.