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had trading a/c with religare for last 2 year my bkg is 1.5 paisa [.0015 %]for margin , 10 paisa for delivery . i also submit 1800 rs to them if i generate 1800 rs brokerage in one year than it will [deduct] from my bkg i already make much more than 1800 rs annually brokerage so 1800 rs is cut from my bkgs afer year ending. i also deposite 5000 rs securities to them that they transfer to me when my a/c will open when my a/c will open i find 5000 rs is already on my a/c. i find it is more transparent than reliance money. now i don't traded with rmoney they are crab. please search may be you open a/c with there franchise . search on there site. go to there branches franchise are more manipulated . always find branch for any firms . but one thing i also mention at one time moblile call is 32 rs same bkg is also costly but n0w religare , indiabulls. india infoline & else are 3 rs per minute. but rkg, beezle sharebazaarinfo.com are like 60 p per minute now it is your choise. who will be your service provider