Portfolio Review

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Hay Vicky, Raj, Mr India(Nice Name )

I have one more silly request.

After getting feedback from you guys. i am going to trim my folio to the below SIPs. But can you guys suggest the amount/percent i should follow?(e.g 1lakh)

ICICI PRUDENTIAL DYNAMIC PLAN GROWTH
RELIANCE EQUITY FUND - GROWTH
RELIANCE GROWTH FUND - GROWTH PLAN - GROWTH OPTION
TATA INFRASTRUCTURE FUND - GROWTH
DSP ML Top100 - GROWTH

Thanks Again.

 

[Vicky78]

split it equally...

One more thing about your portfolio is both Reliance Equity and ICICI Prudential Dynamic are defensive funds. Both these funds have performed extremely well in the recent market crash. Reliance Equity protects its downside by hedging its equities. ICICI Prud Dynamic builds up cash is in a bull run, so when the market corrects the fall is cushioned by the cash it is held. But there is also the negative part to it. In a bull run these funds will not deliver superior returns. My personal take would be that you could pick one and drop the other, but if this suits your risk profile please continue to do so.

 

[justsayraj]

Infrastructure funds are suffering a lot...globally.

Let Fund manager decide what is best at what times... just stick to good diversified funds.

Obviously, if you can spare high risk, yes, you can invest in sectoral funds..

 

[ssram08]

Pls. Validate my MF Portfolio

All,

I am 35 yrs old and I am planning to invest 20000 per month and per MF 2000 rupees through SIP. I have choosen Growth option for all these funds.

1. DSPML Balanced
2. DSPML Tiger
3. Icici pru infra
4. Tata infra
5. Reliance RSF
6. Reliance Diversified Power or DSPML Gold Fund
7. DWS Inv. Opp.
8. SBI Magnum Contra
9. FT India Balanced
10. Franklin Prima Plus.

I request you all to validate my portfolio and provide your valuable comments.

Regards,
Sriram

 

[justsayraj]

Re: Pls. Validate my MF Portfolio

You have listed number of sectoral/thematic funds.
If you can afford high risk chose one or two sectoral fund.

You need to chose atleast two large cap funds from (Kotak 30, DSP ML Top 100, Birla Sun Frontline, Reliance Vision) to form your core portfolio.

In the past DSP ML Tiger and Reliance Div Power done very good, but as they are sectoral/thematic risk is very high.

Reliance RSF Equity - performed good in the past, but it is very aggresive fund; can lose its charm in very short time, as happenned in last two/three months.

To start with pick 5/6 funds to invest your monthly proposed amount equally.
Pick 2 large cap funds, one mixed cap fund, one mid cap fund and one(or two) sectoral funds.

If you don't want to risk too much, make sure your portfolio has at least 65 to 70% large cap bias.

Regards,

 

[ssram08]

Re: Pls. Validate my MF Portfolio

Hi,

Thanks for your comments. Can you suggest any good mixed cap, mid cap funds?

Regards,
Sriram

 

[justsayraj]

Re: Pls. Validate my MF Portfolio

Hi,

Thanks for your comments. Can you suggest any good mixed cap, mid cap funds?

Regards,
Sriram

DSP ML Equity - Mixed Cap fund
Relaince Growth - Mid Cap fund

Of course there are other funds too.

 

[swama694]

I have birla sunlife equity as the flexi cap holding in my portfolio. But the fund is performing so bad as it simply appears like reflecting the Index. Do anyone has any opinion on this. While other funds are not hammered a lot, I lost a lot due to this one fund. So anyone have opinion on continuing SIp in this fund.

 

[ssram08]

Re: Pls. Validate my MF Portfolio

Hi,

I have finalized my SIP to the following funds.

1. Sundaram Tax Saver
2. DSPML Top 100
3 Tata Infrastructure
4. SBI Contra

Kindly validate my SIP Folio and let me know your comments

 

[Vicky78]

Nice Picks!