Mutual funds General Discussions

[dharitas]

Re: Mutual Fund Concept

thanks its useful for me, will u pls help me for mutual fund & fund manager realted query?

 

[mayavi99]

Re: Mutual Fund Concept

yedhula is more of a lawyer not a fund manager.

 

[justsayraj]

Diversification - How far is good enough?

Hello friends,

1. Picking Equity-Diversified funds
2. Picking different AMC's
3. Picking different caps

How far is good as far as diversification goes?

If you are a long time investor, is it good to have too much of diversification, per say 5 to 8 mutual funds across different AMC's?

Please give your views/comments from your experience.

Raj

 

[vijay121264]

Re: Diversification - How far is good enough?

Sir,
I am having Reliance Equity Advantage Fund. The Fund wasn't give as much as returns from last 6 months. This is sector fund or fully diversified equity fund? or can I sell or murge into UTI Infrastructure or ICICI Infrastructure, DSPML TIGER Fund?
I am also having the following funds.

Reliance Growth Fund
Reliance Regular Long term Equity fund
Reliance NATURAL Resources Fund
SBI Contra Fund.

PLEASE ADVICE ME & REVISED MY PORTFOLIO


VIJAY

 

[justsayraj]

Re: Diversification - How far is good enough?

Sir,
I am having Reliance Equity Advantage Fund. The Fund wasn't give as much as returns from last 6 months. This is sector fund or fully diversified equity fund? or can I sell or murge into UTI Infrastructure or ICICI Infrastructure, DSPML TIGER Fund?
I am also having the following funds.

Reliance Growth Fund
Reliance Regular Long term Equity fund
Reliance NATURAL Resources Fund
SBI Contra Fund.

PLEASE ADVICE ME & REVISED MY PORTFOLIO


VIJAY

If you are SIP'ing into Reliance Equity Advantage Fund, then you will be better of diverting into better diversified funds. If not SIP'ing, then you can leave whatever you have invested into this and wait for some more time. For new investments choose from other funds.

Reliance Equity Advantage fund is diversified equity fund, with hedge option.

 

[mangai]

updated mf navs in web

i would like to know a site which updates daily nav of mf schemes in one webpage so that i can download them via excel web query

 

[munish101]

Re: updated mf navs in web

try www.valueresearchonline.com (create a watchlist and use web query to downloan the nav) or www.mutualfundsindia.com

 

[Vicky78]

Re: Unit-Linked Insurance Plans (ULIP)

The best zero risk option in the world would be to keep all the cash at your home and lock it up in a safe. But inspite of we go and put our money in the banks. Most of us would not have thought what if banks get bankrupt. Although the RBI has strict guidlines in place for this not to occur, this low risk is still present. But we still put our money safely in the banks savings account Why?

In many banks, deposits over one lakh are not guaranteed. Again there is RBI watching this. But still we go for FD. Why?

Gold has been volatile yet indian households buy crazy amount of gold. Why?

The reason in simple. If money sits idle it loses its value because of inflation. So we take risk and invest to match inflation.

Instruments like equities are used to create wealth in the long run. At the same time market volatility could destroy wealth in the short term. So its important to identify your goal and put money required only for the long term in Equities

 

[rohan.india]

i am having a demat account with reliance, if i purchase MF of reliance only via online , does it be counted as direct investment ...

or how can i make direct investment by sitting online.

 

[Vicky78]

i am having a demat account with reliance, if i purchase MF of reliance only via online , does it be counted as direct investment ...

or how can i make direct investment by sitting online.

Direct online investment should be made via the website of the fundhouse. ICICI Direct is a ONLINE BROKER and investing through it would amount to buying units via broker.